Debt Consolidation

So who are the best debt help services and where can you find them?

There are some great debt settlement agencies available to you at the moment; it is very difficult to pick out one that stands out from the crowd. You will probably find it better to do a quick search of your local area to find a service that is knowledgeable of your area, state and financial resources.

As stated it is difficult to pull one company out of a hat and say "these guys are the best at what they do!" When choosing a good company you should really be clued up on which services you need to be avoiding at all costs.

Which Debt Settlement Agency Should I Avoid?

• Companies that charge high service fees upfront - this should be avoided at all costs!

• Any service that has very high interest rates on consolidation loans - shop around.

• Any debt specialists that charge high service fees - again shop around.

• Avoid a service that will make your monthly payment higher than your current figure.

• Any service that has continually bad reviews from its clients - you can investigate online.
• Any service that is not contactable or without an address - these are often loan sharks!

• Avoid doorstep callers offering high interest debt help - again loan sharks.

• Any company that cannot answer your question - they should be knowledgeable.

If at first you don't find a debt consolidation company that will suit your needs, just keep trying and don't be put off. You can get some free advice from debt helplines or non-profit organizations. Incidentally you may even find a debt consolidatory service that is a non-profit organization to help you - this depends on your circumstances, even so these people can give you some great free advice on where to try for help.