Debt Relief - How To Get Out of Collection Agency Debt

Many people don’t realize that they have rights against Collection Agency Harassment. You do not have to put up with there abuse. If you owe them a lot of money there is a way out for you by using a Debt Consolidation Company to get Debt Relief.

You should be aware of your rights as a customer. Collection Agencies are not allowed to :
1. Harass you in any way
2. They cannot call your home before 8:00am or call after 9:00pm, unless you agree to those times
3. They cannot talk to you in an abusive manner
4. They are not allowed to call your friends or family to try to collect your debt from them
5. They cannot call you at your job

If you know that you just cannot pay your debts, you do have a chose for Debt Relief. One way to get out of debt is to find a good Debt Consolidation Company.
How will Debt Consolidation help you to get rid of your debt and stop the Collection Agencies from harassing you. Debt Consolidation companies can negotiate with the collection agency. Most of the time the collection agency is willing to settle your debt with them for far less than you owed them to begin with.

For Example:
If you owe the collection agency $9000 and you sign-up with a Debt Relief Company they could possibly get the $9000 lowered to $3000. Other factors would also be considered to these amounts, but you get the idea.

When you are dealing with Debt Relief you would also have the option to get on a payment plan, which means you can pay a specific amount per month.

How this works is the Debt Relief Service will take all of your bills and negotiate them all to make one small bill. This is how you will pay only one bill per month. This is a great way to pay off all of your bills. This is what I did a few years ago. I tell my personal story in my other article I have posted already.